Rob Fraser here...
When I was in six figures of debt, I had
to do one thing first before I started to
pay down that debt.
That one thing was to get a plan.
I had to get a money plan that would help
me still be able to live day to day, pay my
current bills, and then pay down my past
due bills all while paying taxes.
What happened?
April 30, 2015 I sat down and wrote out how
much I owed. Executed my plan. Jan 8, 2016
I've paid that debt off.